Medicare Options

Welcome to our Medicare service! Once you've signed up for Medicare, there are still important decisions to make. We understand that navigating your options can be overwhelming, and we're here to help. Our team will educate and guide you in choosing the best option tailored to your needs.

Medicare Advantage text on a wooden block with a stethoscope lying next to it, pills, vita

Medicare Advantage (Part C)

Medicare Advantage Plans, also known as Medicare Part C, are an alternative way to receive Medicare benefits. These plans are offered by private insurance companies that are approved by Medicare and provide all the benefits of Original Medicare (Part A and Part B) while often including additional coverage options.

Types of Plans:
- Health Maintenance Organization (HMO): Requires members to use a network of doctors and hospitals.
- Preferred Provider Organization (PPO): Offers more flexibility in choosing healthcare providers, but using out-of-network providers may result in higher costs.
- Private Fee-for-Service (PFFS): Allows members to see any doctor or hospital that accepts the plan's payment terms.
- Special Needs Plans (SNP): Tailored for individuals with specific health needs, such as chronic conditions or those who are eligible for both Medicare and Medicaid.

Concept of Medicare Supplement Insurance write on book with stethoscope isolated on Wooden

Medicare Supplement (Medigap)

Medicare Supplement plans, also known as Medigap, are insurance policies that help cover some of the out-of-pocket costs not covered by Original Medicare (Part A and Part B). These costs can include deductibles, copayments, and coinsurance.

With this option you would be on Original Medicare Part A and B

Stand Alone Prescription Plan (Part D)

Medicre Supplement (Medigap0